Intro: Shefali’s Rs. 0 Startup Story
Shefali, my friend a 21-year-old girl from Mumbai was thinking how to start a business with no money asked me for help, so on my recommendation she launched her online resume-writing service during semester break of her 3rd Year of Graduation.
Now she is so happy and grateful for it and earns a good amount of money.

No investment. No website. Just her smartphone, basic Canva skills, and ChatGPT.
In 2 weeks, she made ₹6,200 from 9 clients on Instagram.
Do you want in? You’re one prompt away from launching your business with ChatGPT. Let’s show you exactly how.
Table of Contents
How To Start a Business With No Money?
Yeah, I know like me you are thinking too how to start a business with no money and there are many more who have been thinking this since ages, many more who are thinking now and a whole lot more in coming future as we have already become the highly populated country in the world.
Here Are Some Tools To Get Started
What Can ChatGPT Help You Build as a Business?
Here are some examples that ChatGPT can help with:-
- Freelance Content Writing Agency
- Social Media Post Creation
- Ebook Creation and Selling
- YouTube Script / Captions Writing
- Affiliate Marketing Blog
- Resume & Cover Letter Services
- Newsletter & Email Copywriting
Choose any one from this list or use any that you have in mind.
Step-by-Step: Use ChatGPT to Launch a Business
Step 1: Pick Your Niche
Niche means something or a category in which you can easily work upon and have a good amount of knowledge to start fast and monetize it.
Examples:
- Resume building for students
- Captions for influencers
- Ghostwriting blogs for websites
Step 2: Set Up Your Offer
- Write a service list using ChatGPT
- Use prompt: “Write a basic service offer for [freelance resume writing]”
Change the details in bracket [ ] with Niche example to get your personalized offer.
Step 3: Build a Portfolio with ChatGPT
- Ask: “Create a sample resume for a fresher BCom graduate”
- Post that as a sample on Instagram, LinkedIn or Facebook.
- Use all three platforms for better result.
Insert your personal touch and refine it where needed based on your knowledge & experience.
Step 4: Start Outreach
- DM small pages and say: “Hey! I offer caption writing services. First one free. Want to try?”
- Post samples and prices clearly. No mystery = more trust.
You can customize the plan as required maybe instead of one you can offer three free caption writing or first few resume writing at 50-100 Rs. per Resume and so on.
I’ll add some ChatGPT prompts for your convenience.
Quality ChatGPT Prompts That Work In Real Life:
Task | Prompt |
---|---|
Resume Writing | “Write a professional resume for an entry-level marketing graduate in India” |
Blog Writing | “Write a 600-word blog post on how to start a business with no money “ |
Social Captions | “Write 5 engaging Instagram captions for Diwali offers” |
Email Outreach | “Write a client proposal email for a beginner freelance writer” |
Monetization Model (No Website Needed)
- Start with Google Docs & WhatsApp to deliver work
- Use Instagram/LinkedIn to market services
- Payment via UPI or Paytm or PayPal (International)
Service | Price Range (₹)* |
---|---|
Resume Creation | ₹300–₹800 |
Captions (10) | ₹150–₹400 |
Blog (500–800 words) | ₹300–₹1000 |
E-book (20 pages) | ₹2000–₹6000 |
*Price Range (₹) = Prices can change based on your comfort, quality & experience in the particular field.
Bonus: Use Canva + ChatGPT = Premium Product
Use ChatGPT to write → Canva to design → Sell as PDF (ebooks, lead magnets, checklists)
Improvise and quality check where necessary.
Final Thoughts On How to Start a Business With No Money Using ChatGPT
Starting a business doesn’t need ₹10,000. It needs curiosity + ChatGPT + consistency.
Now you don’t need to think about how to start a business online with no money.
Don’t wait to become an “expert.” Start messy. Learn as you go. Clients pay for speed and value — not degrees.
If me and my friend Shefali can do it in her hostel room, so can you.
Want to explore more? Read 👉 “No-Money Side Hustles That Actually Work” next or check our Special Blog.